Managing Finances
‍‍‍is Better Together.

myFloc connects the people you trust so you can manage and track spending with confidence and control, because it never hurts to get a little help from your friends.

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Why myFloc?

We are big fans of doing life together. We think people helping each other – family, friends, neighbors or others like professional caregivers – is a wonderful thing. What isn’t so great is the money part.

Paying for things ourselves is complicated enough, it gets even more complicated when we have to give cash, a blank check or our own cards to others who are helping us as we go through life ... it shouldn’t be so hard.
‍

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It’s Easy to Get Started

1. Enroll in myFloc

Enroll today and get help managing expenses and tracking spending from the people you count on without giving up control.

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2. Fund your myFloc
Visa Card Account

Choose from your desired financial institution or source of income to fund your myFloc account easily and securely.

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3. Build your myFloc Team

Invite people to various team roles to help manage your account, make purchases, or monitor transactions

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Get Started

How myFloc Works

myFloc lets you connect the people you rely on – no matter where they are – on a common platform and give them controlled access to a new account and a system of connected Visa® debit cards. You control who has cards, how much they can spend and where.

myFloc is easy to use and navigate, so you can track spending for your own expenses -- for things like shopping, errands and monthly bills -- and the spending of others when they are helping you, without the awkwardness of handling cash, writing checks, and trading receipts.

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What is a myFloc Team and who should be in it?

Your myFloc Team is your trusted group of people who help with shopping, groceries and other errands and who may help you manage your finances.
You might have your spouse, a child, a grandchild, a financial advisor, a professional caregiver, a friend or a neighbor in your myFloc Team. It is completely up to you.
For each person in your myFloc Team, you can decide who has a myFloc Card Account, what types of controls are on each card, and who has visibility into your myFloc account.

The myFloc Team roles include:

‍myFloc Team Lead - this person opens and establishes the myFloc Card Account and invites others to be a part of their myFloc Team.

myFloc Insider - this person is a Secondary Cardholder that can help the myFloc Lead manage the account. More details are here.

myFloc Team Member - is a person invited by a myFloc Lead or myFloc Insider and has a myFloc card for spending. More details are here.

‍myFloc Friend - is a person invited by a myFloc Lead or myFloc Insider and has view only access to the Account information.

myFloc is purpose-built for the way we live today and to help us prepare for tomorrow

$114 billion

Losses due to elder fraud are estimated at $114 billion a year.

53 million

There are 53 million family caregivers in the United States.

92%

92% of family caregivers are also financial caregivers -- the new normal.